3 Misconceptions About Reverse Mortgages in Canada

3 Misconceptions About Reverse Mortgages in Canada

One of the benefits of working with an independent mortgage professional is choice when it comes to mortgage product. When you work with a single bank or financial institution, you are limited to the products they offer. When you deal with a mortgage broker, you gain...
Advice for Single Homebuyers

Advice for Single Homebuyers

More than a third of first-time homebuyers in Canada are single. If you’re thinking of joining this group, here’s what you need to do and know before jumping into homeownership. Study the market. Identify neighbourhoods you want to live in and check to see how much...
Don’t Forget to Claim your Home Owner Grant

Don’t Forget to Claim your Home Owner Grant

Just a friendly reminder that your property taxes are due in the next couple of weeks! Now, for many of my clients, this isn’t a huge deal as they have opted to have their taxes collected by their lender as part of their regular mortgage payments. Equalized...
A Strong Case for Homeownership

A Strong Case for Homeownership

Housing affordability questions have placed homeownership and public policy near the top of the national agenda, as mortgage brokers know. Most of the commentary has been focused on the extent to which government policy, particularly with regards to supply, is...
9 Quick Tips on Finding a Great REALTOR®

9 Quick Tips on Finding a Great REALTOR®

So, you want to buy a home. Or maybe you want to sell your home. Either way, working with a real estate professional or REALTOR® is a really good idea. But with all the agents out there competing to earn your business, how do you find the right one? Here is a quick...
Understanding Downpayment | Part 4 of 5

Understanding Downpayment | Part 4 of 5

As part of a short series that aims to “Understand the Mind of a Lender” we’ve identified 4 key areas a lender will look at to decide if you’re a “good risk” to provide mortgage financing. They are income, credit, downpayment, and property....