Don’t Forget to Claim your Home Owner Grant

Don’t Forget to Claim your Home Owner Grant

Just a friendly reminder that your property taxes are due in the next couple of weeks! Now, for many of my clients, this isn’t a huge deal as they have opted to have their taxes collected by their lender as part of their regular mortgage payments. Equalized...
A Strong Case for Homeownership

A Strong Case for Homeownership

Housing affordability questions have placed homeownership and public policy near the top of the national agenda, as mortgage brokers know. Most of the commentary has been focused on the extent to which government policy, particularly with regards to supply, is...
9 Quick Tips on Finding a Great REALTOR®

9 Quick Tips on Finding a Great REALTOR®

So, you want to buy a home. Or maybe you want to sell your home. Either way, working with a real estate professional or REALTOR® is a really good idea. But with all the agents out there competing to earn your business, how do you find the right one? Here is a quick...
Understanding Downpayment | Part 4 of 5

Understanding Downpayment | Part 4 of 5

As part of a short series that aims to “Understand the Mind of a Lender” we’ve identified 4 key areas a lender will look at to decide if you’re a “good risk” to provide mortgage financing. They are income, credit, downpayment, and property....
Mortgage Affordability

Mortgage Affordability

Genworth Canada is the largest private residential mortgage insurance company in Canada. They have an excellent education website over at homeownership.ca. Recently, Genworth published an article discussing the recent changes to mortgage rules and how they impact...
Using Your Home Equity to Stay Just a Little Bit Longer

Using Your Home Equity to Stay Just a Little Bit Longer

Last month, the article “Can’t find the Perfect Property in Your Price Range” was published on the blog, where the purchase plus improvements program was outlined as a way to buy and renovate a property at the same time. If you are looking to buy a...