Mortgage Post Bankruptcy

Mortgage Post Bankruptcy

This should come as no surprise, but sometimes life throws you a financial curveball. Bankruptcy and consumer proposals happen. It doesn’t mean your life is over, and it doesn’t mean you won’t ever qualify for a mortgage again. The key here is to get...
I Missed a Credit Card Payment… Now What?

I Missed a Credit Card Payment… Now What?

If you’ve missed a payment on your credit card (or line of credit) and you’re wondering how this will impact your creditworthiness down the road, this article is for you. But before we get started, if you have an overdue balance on any of your credit cards...
Improving Your Credit Score

Improving Your Credit Score

Along with employment stability, and downpayment/equity, your credit score and how you manage your credit is a huge factor in qualifying for a mortgage. If you want the best interest rates available on the market, the higher your credit score the better. However, if...
Budget 2018 | British Columbia

Budget 2018 | British Columbia

The BC Government released Budget 2018 today. As it relates to housing, the government made changes to the foreign buyers tax, and added a new speculation tax. Foreign Buyers Tax – This is really an enhancement to the tax that is already in place, effective...
The New Year is a Great Time to Review Your Mortgage!

The New Year is a Great Time to Review Your Mortgage!

Happy New Year, 2018 is here! If you’re anything like me, you’re looking to set some goals to make some real progress this coming year! I can’t help you with your goals in the gym, but I can help with your financial goals. so let’s talk about...
What you Need to Know About the Latest Mortgage Rule Changes

What you Need to Know About the Latest Mortgage Rule Changes

If you’ve tuned into the news today, you’ve probably heard that there are new mortgage rules coming into effect on January 1st. 2018. Over the next week you’ll most likely hear a lot of commentary on whether these rules are good, bad, necessary, or...
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